Primary on Main
Address
3648 Higgins St, Loveland, CO
Price
$ 629,000
Property Attributes
- MLS#1067107
- TypeSingle Family
- Listing Status Active
- CountyLARIMER
- CityLoveland
- AreaLoveland-Berthoud
- NeighborhoodGiuliano First Sub Lov
- Zip80538
- StyleSingle Family Residence
- Year Built2006
- Taxes$ 2934
- Price$ 629,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2860
- Lot Size0.16 Acres
Data Source:
Information and Real Estate Services (IRES)
Property Description
BACK ON MARKET - NO FAULT of PROPERTY! Rare opportunity to own a thoughtfully updated ranch-style home with an exceptional 4-car garage in Enchantment Ridge. Offering 3 bedrooms, 3 baths and 2,568 finished sq. ft., this home features an open main-level floor plan, gas fireplace, spacious kitchen with walk-in pantry and included appliances, plus a 2024 gas range/oven. All 3 baths were updated in 2025-2026 with granite countertops, tile flooring, sinks, faucets and shower fixtures.The finished basement expands the possibilities with a spacious 21' x 13' bedroom, full bath, finished bar with granite countertop and cabinetry, dedicated storage and an impressive 30' x 15' recreation room with two egress windows. The layout offers excellent potential to create a 4th bedroom while still retaining generous family, media or recreation space, subject to applicable requirements. Basement carpeting was installed in 2025 & stairs & closets. The floor plan confirms the substantial lower-level bedroom and recreation areas. The approximately 909 sq. ft. 4-car garage is truly a standout, fully insulated and heated with commercial LED lighting, motion-sensor circuit, fiberglass wall paneling, commercial-grade epoxy flooring, freeze-proof utility sink with hot and cold water, 240V air-compressor and welder outlets, plus compressed-air lines extending to the basement and backyard.Outdoor living includes a large covered front porch, fenced and beautifully landscaped backyard, wood deck with pergola, enlarged concrete patio, raised garden beds, full sprinkler system, extensive drip irrigation and natural gas connection for a grill or fire pit. Additional features include a tankless water heater, premium Sherwin-Williams Rain Refresh exterior paint completed Fall 2023 and radon mitigation installed August 2026 with report available.Enchantment Ridge HOA: $550/year NO METRO DISTRICT
| Elementary School | Middle School | High School |
|---|---|---|
| Ponderosa Elementary School | Lucile Middle School | Loveland High School |
| Price History | |
|---|---|
| 8/24/2026 | Listed $629,000 |
General Features
| Living Area | 2568 |
|---|---|
| Sewer | Public Sewer |
| Heating | Forced Air,2 or more Heat Sources |
| Cooling | Central Air,Ceiling Fan(s) |
| Utilities | Natural Gas Available,Electricity Available |
| Roof | Composition |
| Appliances | Gas Range,Double Oven,Dishwasher,Refrigerator,Microwave,Disposal,Fire Alarm |
| Zoning | P-58 |
| HOA Fee | 550 |
| Garage Spaces | 4 |
| Association Fee Includes | Management |
| Patio/Porch Features | Patio,Deck |
| Construction Materials | Frame |
| Exclusions | all staging furniture and accessories owned by Peterson and Plum,all personal property of Sellers |
| Year Built | 2006 |
| Electric | City of Loveland |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Parcel Number | R1628730 |
| Assoc Fee Paid Per | Annually |
| County | Larimer |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | Giuliano First Sub Lov |
| Possible Use | Single Family |
| Full Baths | 3 |
| Status | Active |
| High School | Loveland |
| City | Loveland |
| Disclosures | Seller's Property Disclosure |
| Association Name | Enchantment Ridge |
| High School District | Thompson R2-J |
| MLS Area | Loveland/Berthoud |
| Elementary School | Ponderosa |
| Property Attached Y/N | No |
| Tax Annual Amount | 2934 |
| Middle/Junior High School | Erwin,Lucile |
| Builder Name | Aspen Homes |
| Standard Status | Active |
| Expected Active Date | 2026-08-27 |
| AttributionContact | 9702263990 |
Interior Features
| Interior Amenities | Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s),Wet Bar,Washer/Dryer Hookup,Split Bedroom Plan |
|---|---|
| Basement | Full,Partially Finished |
| Fireplace Features | Free Standing,Gas,Gas Log,Living Room |
| Window Features | Window Coverings |
| Above Grade Finished Area | 1441 |
| Total Bedrooms | 3 |
| LivingAreaSource | Other |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Sprinkler System,Heated Garage,Oversized Garage,Tandem Garage |
|---|---|
| Fencing | Partial,Wood |
| Parking Features | Garage Door Opener,Attached |
| Lot Features | Evergreen Trees,Deciduous Trees,Level,House Faces North,Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet |
| Water Source | City |
| Lot Size Area | 7150 |
| Lot Size Acres | 0.16 |
| Road Surface Type | Asphalt |
| Waterfront Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 80538
Price
Taxes
Year Built
Visits
Information deemed reliable but not guaranteed by the MLS. © 2026 Information and Real Estate Services, LLC.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules. © Copyright IRES.
The information being provided is for the consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing.
The IRES, LLC Data on this
The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by elevateMLS.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of Colorado Real Estate Network, Inc. (CREN), © Copyright 2026. All rights reserved. All data deemed reliable but not guaranteed and should be independently verified. This database record is provided subject to "limited license" rights. Duplication or reproduction is prohibited.
Grand Junction Area Realtor Association® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
Spanish Peaks MLS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
